Low Rate vs Life Changes
Should we stay because our interest rate is low?
It's a fair question. But life decisions are usually bigger than the rate on a single loan.
Reasons people consider moving anyway
- A growing — or shrinking — family
- Divorce or major life transition
- Downsizing or simplifying
- Retirement or relocation
- Caregiving responsibilities
- Long commutes that no longer fit your life
- Maintenance burden on a larger home
Two different questions
Sometimes the "right" financial decision and the "right" life decision are not exactly the same thing. The goal is to understand both clearly, then choose with intention.
For more on this, read When Love, Low Rates, and Life Decisions Collide in Lancaster.
Not sure what your next step looks like?
A short, calm conversation often creates more options than waiting.